Kotak Credit Risk Fund - Growth
(Erstwhile Kotak Income Opportunities Fund - Growth )
| Category: Debt: Credit Risk |
| Launch Date: 01-05-2010 |
| Asset Class: Fixed Income |
| Benchmark: CRISIL Credit Risk Debt B-II Index |
| Expense Ratio: 1.71% As on ( 30-06-2025) |
| Status: Open Ended Schemes |
| Minimum Investment: 100.0 |
| Minimum Topup: 100.0 |
| Total Assets: 704.05 Cr As on ( 30-05-2025) |
| Turn over: |
NAV (₹): 29.7166
₹
0.03
(
0.0925%
)
as on
23-07-2025
CAGR
Since Inception -
7.4%
CRISIL Credit Risk Debt B-II Index -
7.37%
Fund Managers
FM 1 Mr. Deepak Agrawal, FM2 Mr. Sunit Garg
Investment Objective
The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.
PERFORMANCE of Kotak Credit Risk Fund - Growth
Scheme Performance (%) Data as on - 23-07-2025
| 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) | |
|---|---|---|---|---|---|
| Kotak Credit Risk Fund - Growth | 8.1 | 7.21 | 5.83 | 6.84 | 7.4 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 11.28 | 8.48 | 9.37 | 6.54 | 6.8 |
RETURNS CALCULATOR for Kotak Credit Risk Fund - Growth
Growth of 10000 In SIP (Fund vs Benchmark)
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Growth of 10000 In LUMPSUM (Fund vs Benchmark)
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Rolling Returns
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Key Performance and Risk Statistics of Kotak Credit Risk Fund - Growth
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| Kotak Credit Risk Fund - Growth | 1.99 | -0.38 | 4.48 | 2.61 | 8.07 | 2.69 |
| Debt: Credit Risk | - | - | - | - | - | - |
PEER COMPARISION
| Scheme Name | Launch Date |
1-Year Ret (%) |
2-Yrs Ret (%) |
3-Yrs Ret (%) |
5-Yrs Ret (%) |
10-Yrs Ret (%) |
|---|---|---|---|---|---|---|
| Kotak Credit Risk Gr | 01-05-2010 | 8.1 | 8.03 | 7.21 | 5.83 | 6.84 |
| DSP Credit Risk Reg Gr | 05-05-2003 | 22.91 | 19.04 | 14.75 | 11.48 | 8.07 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 21.42 | 13.73 | 9.13 | 8.74 | 7.35 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 16.94 | 12.3 | 10.47 | 9.45 | 8.24 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 10.36 | 9.33 | 9.32 | 6.58 | 5.92 |
| Nippon India Credit Risk Gr | 01-06-2005 | 9.88 | 8.75 | 8.32 | 8.87 | 6.13 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.48 | 8.7 | 8.12 | 7.37 | 7.87 |
| Baroda BNP Paribas Credit Risk Fund Reg Gr | 23-01-2015 | 9.18 | 8.29 | 7.97 | 10.02 | 7.8 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 9.09 | 8.13 | 7.68 | 6.85 | 6.9 |
| HDFC Credit Risk Debt Gr | 05-03-2014 | 8.94 | 8.07 | 7.64 | 7.16 | 7.72 |
Asset Allocation (%)
PORTFOLIO ANALYSIS of Kotak Credit Risk Fund - Growth
Portfolio as on